TERMS AND CONDITIONS

Last Updated: 2026-01-01

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1. Introduction

These Terms and Conditions govern your use of The Service. By accessing or using The Platform, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, you must not use The Service. The Platform reserves the right to modify these Terms at any time, and such modifications shall be effective immediately upon posting on this page. Your continued use of The Service following any changes constitutes your acceptance of the new Terms.

2. Accounts

To access certain features of The Service, you may be required to create an account. When creating an account, you agree to provide accurate, current, and complete information and to update such information to keep it accurate, current, and complete. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify The Platform immediately of any unauthorized use of your account or any other breach of security.

3. User Content

You are solely responsible for any content that you submit, post, or otherwise make available through The Service. By submitting content, you grant The Platform a worldwide, non-exclusive, royalty-free, perpetual, and irrevocable license to use, reproduce, modify, publish, and distribute such content in any media. You represent and warrant that you own or have the necessary rights to the content you submit and that such content does not violate the rights of any third party.

4. Intellectual Property

All content, trademarks, and other intellectual property on The Service are the property of The Platform or its licensors. You may not use, reproduce, distribute, or create derivative works from any content or intellectual property without the express written permission of The Platform. Unauthorized use of any materials may violate copyright, trademark, and other laws.

5. Termination

The Platform reserves the right to suspend or terminate your access to The Service at any time, without notice, for conduct that The Platform believes violates these Terms or is harmful to other users of The Service, The Platform, or third parties, or for any other reason. Upon termination, your right to use The Service will immediately cease, and you must discontinue all use of The Service.

6. Indemnification

You agree to indemnify, defend, and hold harmless The Platform, its affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with your access to or use of The Service, your violation of these Terms, or your infringement of any intellectual property or other rights of any person or entity.

7. Limitation of Liability

To the fullest extent permitted by applicable law, The Platform shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of, or inability to access or use, The Service; (ii) any conduct or content of any third party on The Service; (iii) any content obtained from The Service; and (iv) unauthorized access, use, or alteration of your transmissions or content.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which The Platform operates, without regard to its conflict of law principles. You agree to submit to the personal jurisdiction of the courts located within that jurisdiction for the resolution of any disputes arising out of or relating to these Terms or your use of The Service.

9. Changes

The Platform reserves the right to modify or replace these Terms at any time. If a revision is material, The Platform will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at The Platform's sole discretion. By continuing to access or use The Service after revisions become effective, you agree to be bound by the revised Terms.

10. Contact Us

If you have any questions about these Terms, please contact us at the email address provided on The Platform. We will respond to your inquiries as soon as possible. Your feedback is important to us, and we appreciate your engagement with The Service.

11. Privacy Policy

This Privacy Policy outlines the types of personal information that is received and collected by The Service and how it is used. The Platform is committed to protecting your privacy and ensuring that your personal information is handled responsibly. By using The Service, you consent to the data practices described in this policy.

12. Data We Collect

The Platform collects various types of data to provide and improve our services. This includes Log Data, which is information that your browser sends whenever you visit The Service, such as your IP address, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, and other diagnostic data. Personal Data may include information that can be used to identify you, such as your name, email address, and phone number, which you provide directly to us.

13. Cookies & Tracking

Cookies are files with small amounts of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of The Service.

14. Service Providers

We may employ third-party companies and individuals to facilitate our Service ('Service Providers'), provide the Service on our behalf, perform Service-related services, or assist us in analyzing how our Service is used. These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

15. Security

The security of your Personal Data is important to us, but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security. We encourage you to take steps to protect your personal information, such as using strong passwords and being cautious about sharing your information.

Our Service may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy and Terms and Conditions of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

17. Children's Privacy

Our Service does not address anyone under the age of 13 ('Children'). We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

18. Changes to This Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

19. DMCA

The Digital Millennium Copyright Act of 1998 (DMCA) is a U.S. copyright law that provides a safe harbor for online service providers from liability for copyright infringement, provided that they comply with certain requirements. If you believe that your copyrighted work has been infringed upon by The Service, you may submit a notice to our designated copyright agent. The notice must include specific information, such as a description of the copyrighted work, the location of the infringing material, your contact information, and a statement under penalty of perjury that you believe in good faith that the use of the material is not authorized by the copyright owner. Upon receipt of a valid DMCA notice, The Platform will take appropriate action to remove or disable access to the infringing material.

20. Disclaimer

The information provided by The Service is for general informational purposes only. All information on The Service is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on The Service. Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the Service or reliance on any information provided on the Service. Your use of the Service and your reliance on any information on the Service is solely at your own risk.

21. No Professional Advice

The Service may contain information related to various topics, including but not limited to legal, financial, and health matters. However, such information is not intended to be a substitute for professional advice. You should consult with a qualified professional before making any decisions based on the information provided on The Service. The Platform does not endorse any specific products, services, or opinions mentioned on The Service.

22. Affiliate Disclosure

Some links on The Service may be affiliate links, which means that The Platform may earn a commission if you click on the link and make a purchase. However, this does not affect our opinions or recommendations. We only promote products or services that we believe are of value to our users.

The Service may contain links to external websites that are not provided or maintained by The Platform. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. The Platform is not responsible for the content or practices of any external sites, and you should review their terms and conditions and privacy policies before engaging with them.

24. Errors and Omissions

While we strive to provide accurate and up-to-date information on The Service, errors and omissions may occur. The Platform is not responsible for any errors or omissions in the content of The Service or for any results obtained from the use of such content. If you become aware of any inaccuracies, please contact us, and we will make reasonable efforts to correct them.

25. Fair Use Notice

The Service may contain copyrighted material the use of which has not always been specifically authorized by the copyright owner. The Platform makes such material available for educational and informational purposes only. We believe that this constitutes a 'fair use' of any such copyrighted material as provided for in Section 107 of the U.S. Copyright Law. If you wish to use copyrighted material from The Service for your own purposes that go beyond fair use, you must obtain permission from the copyright owner.